Unhappy with your smile due to crooked or gapped teeth? Don’t worry – braces can address even the most severe cases of misalignment. If you’re worried about the price, however, then you may be wondering if your dental insurance covers orthodontic treatment. To learn the answer, keep reading!
So, Does Dental Insurance Cover Orthodontic Treatment?
In short, that depends on the fine print on your dental plan! However, many providers offer a once-in-a-lifetime benefit for orthodontic treatment, which means that it won’t renew each year like your other coverage). Typically, the maximums range from $1000-$3000, and your plan will pay up to 50%. So, if your orthodontic treatment is $3,000, they will contribute $1,500. Again, it’s important to check with your dental insurance provider first since policies vary from patient to patient.
How to Find Out More About Your Dental Insurance Benefits
If you have dental insurance but aren’t familiar with your benefits, don’t worry – you’re not alone. The good news is that learning about your coverage and how to maximize it isn’t difficult. In addition to talking to your HR Manager (or whoever handles your benefits), you can give your provider a call directly. Otherwise, you can ask the team at your orthodontist’s office to help! They’ve become very familiar with dental insurance benefits over their years of helping patients, so they will be able to explain your coverage as well as any out-of-pocket expenses in an easy-to-understand way.
What If Your Dental Insurance Doesn’t Cover Orthodontic Treatment?
If you don’t have dental insurance or your provider doesn’t cover braces, don’t get discouraged. After all, many orthodontic offices offer other financial solutions designed to ensure you can get the treatment you need without breaking the bank. In addition to periodic special offers, many orthodontists welcome flexible financing through trusted third-party financiers like LendingPoint. Of course, they will review all of your payment options with you during your initial consultation and answer any questions you have then.
If you’re insured, then you naturally want to utilize your benefits to the fullest to prevent your valuable dollars from going to waste. That process starts with one important step: learning about your coverage. If you need any help with this process, don’t hesitate to ask!
About the Practice
Our talented team at Super Braces of Southbridge doesn’t just offer a wide range of treatment options; we offer a wide range of financial solutions too! In addition to welcoming dental insurance, we happily accept flexible financing and extend periodic specials. So, if you’d like to learn more about the cost of orthodontic treatment and what your payment options are, don’t hesitate to schedule an appointment with our team via our website or by phone at (508) 909-6719.